PartnerFacts
Data last updated: Oct 23, 2026, 5:45 PM ETLatest filing: Oct 22, 2026Now: Oct 24, 2026, 5:27 AM ET

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Ray Smith

Named as an officer, director or promoter on SEC Form D filings · AL · Mar 12, 2021 → Mar 12, 2021

1deal (issuers)
$40Mreported sold
304investors
1Form D filing
2021year on file
Follow this personLook further ↓PDF

Data last updated Oct 23, 2026, 5:45 PM ET · Courts (RECAP) last checked: Oct 24, 2026, 2:48 AM ET · SEC enforcement last checked: covered by the index scan as of Oct 24, 2026, 2:50 AM ET

The short version

Ray Smith is listed as an executive officer and director on 1 SEC Form D filing by 1 issuer in Mar 2021: River Financial Corp (Prattville, AL — commercial banking — 2021; $40M reported sold to 304 investors).

What this means One deal on file with the SEC, filed Mar 2021. A Form D is the notice a company files after it starts selling a private investment — it is a notice, not an approval.

Listed alongside Brian McLeod (1 shared filing), Charles E. Herron (1 shared filing), Charles Moore, III (1 shared filing), Jim Ridling (1 shared filing), Jimmy Stubbs (1 shared filing) and 4 others.

What this means These are the other officers, directors or promoters the companies named on the same forms — the team around Ray. Each name links to their own page.

Public records searched: federal courts (CourtListener / RECAP), SEC enforcement releases, state securities regulators (AZ, CA, DE, TX, WA) — 8 bankruptcy cases matching the name listed in Key records below.

What this means 8 records came back. Each one is listed below with a link to the original document and a line saying why it matched. A name match is not proof it is the same person or company — read the why line and the document. Being sued or named in a release is an accusation, not a finding.

We compared 1 public filing for Ray Smith and found 5 differences: Same name, different state: "Ray A. Smith" (CA) is a separate record; Same name, different state: "Ray Smith" (MI) is a separate record; and more below.

What this means These are differences between the sponsor's own SEC filings — both values, dates and sources are listed in Key records, section 4. Most have ordinary explanations; ask the sponsor.

What the community is saying

Community search for Ray Smith has not run yet — it is joining a line of 16,752 names; searches run around the clock at the hosts' allowed rate. Searched so far: 28 names.

Community comments are quoted as written by their authors. Sources searched: BiggerPockets forums (via DuckDuckGo, Brave, Bing and BiggerPockets search) and Reddit (search feed + public archive).

Key records

Five things investors ask first. Items still in human review are counted, not shown.

1. Lawsuits

None found in sources searched — federal courts (CourtListener / RECAP), checked Oct 24, 2026

What was searched

Sources searched: CourtListener bulk data (RECAP dockets as of 2026-09-30; recall-first rule 10-24) — federal district + bankruptcy courts State courts: not covered (one-tap state court links under Look further). PACER: not searched. · Last checked Oct 24, 2026, 2:48 AM ET.

State courts: not covered (one-tap state court links under Look further). No state offers a lawful automated statewide source PartnerFacts can use today. Texas (re:SearchTX) terms prohibit storing results in a database open to third parties; New York (WebCivil) and Massachusetts (MassCourts) require a browser check that blocks scripted queries; California has no statewide index (58 county portals; Rule of Court 2.503 grants name-based access case by case); Florida, Utah and Illinois offer paid or partial access whose terms for automated use are unverified. Washington (dw.courts.wa.gov; bulk index reports under a JISC data-dissemination agreement), Delaware (CourtConnect; Court of Chancery not included) and Arizona (apps.azcourts.gov/publicaccess, which has an official channel to request high-volume access) are the candidates; PartnerFacts will request written permission before any automated search. Federal courts are searched through CourtListener / RECAP.

2. Regulatory actions

None found in sources searched — SEC enforcement releases (index scan as of Oct 24, 2026, 2:50 AM ET) · state securities regulators: AZ, CA, DE, TX, WA (crawled Oct 23, 2026)

What was searched

SEC enforcement searched: SEC litigation releases and administrative proceedings — respondent names in the sec.gov index titles (30,205 releases, 1995-09-19 to 2026-10-23); release text is read only to confirm a candidate. Names that appear only in the body of a release are not found. — Searched SEC litigation releases and administrative proceedings (1995→ / 2007→) (30,205 records as of Oct 24, 2026, 2:50 AM ET) — nothing matched Ray Smith..

State securities regulators searched: AZ (Corporation Commission Securities Division), CA (DFPI — 16 of 12,159 DFPI respondent pages read so far; sponsor-name matches are read first), DE (DOJ Investor Protection Unit), TX (State Securities Board), WA (DFI) — last crawled Oct 23, 2026, 9:57 PM ET. Other states are not covered.

3. Bankruptcies

8 cases: 8 closed (disposition not in docket feed)

Ray Smith closed
United States Bankruptcy Court, N.D. Alabama · No. 11-71978 · Filed Sep 16, 2011 · Closed Jan 26, 2016
Role of Ray Smith: Debtor · Outcome: Case closed 2016-01-26 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
Ray L. Smith closed
United States Bankruptcy Court, N.D. Alabama · No. 10-70990 · Filed Apr 30, 2010 · Closed Dec 8, 2011
Role of Ray L. Smith: Debtor · Outcome: Case closed 2011-12-08 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
Emma J. Smith and Ray Smith closed
United States Bankruptcy Court, S.D. Alabama · No. 05-16252 · Filed Oct 12, 2005 · Closed Feb 7, 2006
Role of Ray Smith: Debtor · Outcome: Case closed 2006-02-07 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
Ray Smith and Viola Pritchett Smith closed
United States Bankruptcy Court, S.D. Alabama · No. 02-17247 · Filed Dec 23, 2002 · Closed Mar 22, 2006
Role of Ray Smith and Viola Pritchett Smith: Debtor · Outcome: Case closed 2006-03-22 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
Ray Smith, Sr. and Viola Pritchett Smith closed
United States Bankruptcy Court, S.D. Alabama · No. 97-13069 · Filed Aug 28, 1997 · Closed Mar 12, 2003
Role of Ray Smith, Sr.: Debtor · Outcome: Case closed 2003-03-12 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
Ray Smith and Lila Ruth Smith closed
United States Bankruptcy Court, S.D. Alabama · No. 96-11917 · Filed May 28, 1996 · Closed May 12, 1997
Role of Ray Smith and Lila Ruth Smith: Debtor · Outcome: Case closed 1997-05-12 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
RAY SMITH and CARLA ANN SMITH closed
United States Bankruptcy Court, N.D. Alabama · No. 93-80372 · Filed Feb 18, 1993 · Closed Mar 13, 1995
Role of RAY SMITH and CARLA ANN SMITH: Debtor · Outcome: Case closed 1995-03-13 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
Ray Smith closed
United States Bankruptcy Court, S.D. Alabama · No. 91-11660 · Filed Jul 30, 1991 · Closed Feb 21, 1992
Role of Ray Smith: Debtor · Outcome: Case closed 1992-02-21 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same full name (a name found in 294 federal dockets); 6 people with this name in Form D filings; court in the person's filing state (AL)
What was searched

Sources searched: Federal bankruptcy courts via CourtListener / RECAP archive (federal district courts, federal bankruptcy courts). State courts: not covered (one-tap state court links under Look further). PACER: not searched (RECAP only). · Last checked Oct 24, 2026, 2:48 AM ET.

Court records show docket facts only; we never restate allegations as facts. Outcome wording comes from the docket feed; where it does not state a disposition we say so.

State courts: not covered (one-tap state court links under Look further). No state offers a lawful automated statewide source PartnerFacts can use today. Texas (re:SearchTX) terms prohibit storing results in a database open to third parties; New York (WebCivil) and Massachusetts (MassCourts) require a browser check that blocks scripted queries; California has no statewide index (58 county portals; Rule of Court 2.503 grants name-based access case by case); Florida, Utah and Illinois offer paid or partial access whose terms for automated use are unverified. Washington (dw.courts.wa.gov; bulk index reports under a JISC data-dissemination agreement), Delaware (CourtConnect; Court of Chancery not included) and Arizona (apps.azcourts.gov/publicaccess, which has an official channel to request high-volume access) are the candidates; PartnerFacts will request written permission before any automated search. Federal courts are searched through CourtListener / RECAP.

4. Differences between public sources

Comparisons cover issuers and sponsor groups — see the issuer pages under Deals

5 differences found between the filings for Ray Smith (compared 1 filing on Oct 24, 2026)

Note · Feb 13, 2009 – Jun 25, 2020

Same name, different state: "Ray A. Smith" (CA) is a separate record

This page covers filings where the address state is AL. A separate record, "Ray A. Smith" with address state CA, is listed on 12 filings — most recently by Trycera Financial, Inc. (Jun 25, 2020). The two records do not overlap in time: this page has one filing dated Mar 12, 2021; the other runs Feb 13, 2009 to Jun 25, 2020.

What this means Could be the same person who moved, or two people with the same name. We keep them apart until a filing ties them together. Check both pages before you decide.

Ray A. Smith (CA) — PartnerFacts page ↗Form D · Jun 25, 2020 ↗Trycera Financial, Inc. — PartnerFacts page ↗Ray Smith (AL) — this page ↗
Sources
Note · Sep 20, 2018

Same name, different state: "Ray Smith" (MI) is a separate record

This page covers filings where the address state is AL. A separate record, "Ray Smith" with address state MI, is listed on 1 filing — most recently by IXR MOBILITY INC (Sep 20, 2018). The two records do not overlap in time: this page has one filing dated Mar 12, 2021; the other has one filing dated Sep 20, 2018.

What this means Could be the same person who moved, or two people with the same name. We keep them apart until a filing ties them together. Check both pages before you decide.

Ray Smith (MI) — PartnerFacts page ↗Form D · Sep 20, 2018 ↗IXR MOBILITY INC — PartnerFacts page ↗Ray Smith (AL) — this page ↗
Sources
Note · May 22, 2014 – Aug 24, 2015

Same name, different state: "Ray Smith" (CA) is a separate record

This page covers filings where the address state is AL. A separate record, "Ray Smith" with address state CA, is listed on 3 filings — most recently by Cargo Chief, Inc. (Aug 24, 2015). The two records do not overlap in time: this page has one filing dated Mar 12, 2021; the other runs May 22, 2014 to Aug 24, 2015.

What this means Could be the same person who moved, or two people with the same name. We keep them apart until a filing ties them together. Check both pages before you decide.

Ray Smith (CA) — PartnerFacts page ↗Form D · Aug 24, 2015 ↗Cargo Chief, Inc. — PartnerFacts page ↗Ray Smith (AL) — this page ↗
Sources
Note · Dec 16, 2011

Same name, different state: "Ray Smith" (C3) is a separate record

This page covers filings where the address state is AL. A separate record, "Ray Smith" with address state C3, is listed on 1 filing — most recently by Transpacific Industries Group Ltd. (Dec 16, 2011). The two records do not overlap in time: this page has one filing dated Mar 12, 2021; the other has one filing dated Dec 16, 2011.

What this means Could be the same person who moved, or two people with the same name. We keep them apart until a filing ties them together. Check both pages before you decide.

Ray Smith (C3) — PartnerFacts page ↗Form D · Dec 16, 2011 ↗Transpacific Industries Group Ltd. — PartnerFacts page ↗Ray Smith (AL) — this page ↗
Sources
Note · Mar 2, 2010 – May 19, 2010

Same name, different state: "RAY P SMITH III" (FL) is a separate record

This page covers filings where the address state is AL. A separate record, "RAY P SMITH III" with address state FL, is listed on 2 filings — most recently by CORNERSTONE BANCORP, INC. (May 19, 2010). The two records do not overlap in time: this page has one filing dated Mar 12, 2021; the other runs Mar 2, 2010 to May 19, 2010.

What this means Could be the same person who moved, or two people with the same name. We keep them apart until a filing ties them together. Check both pages before you decide.

RAY P SMITH III (FL) — PartnerFacts page ↗Form D/A · May 19, 2010 ↗CORNERSTONE BANCORP, INC. — PartnerFacts page ↗Ray Smith (AL) — this page ↗
Sources
What is compared

What is compared: every Form D and D/A we hold for this subject, side by side — filing dates vs. first-sale dates (the 15-day rule), amendment timing on open offerings (the yearly-amendment expectation), amounts sold, investor counts, offering amounts and minimums across amendments, industry and size bands, addresses, how each person's name and role is written, paid sellers' CRD numbers, and (for groups) where the member companies were formed and sit. Everything is as filed by the issuer; the SEC does not check it. Differences are common and usually have ordinary explanations — we show both values, the dates, and the source so you can ask. As of Oct 24, 2026.

5. Money to insiders

1 of 1 offering reports sales commissions totalling $600,000; 0 report finder's fees; 0 report proceeds to related persons.

Offering (latest filing)Sales commissionsFinder's feesTo insidersPaid to sell itSource
Mar 12, 2021 D
River Financial Corp
File 021-392095
$600,000$0$0Stephens Inc. BrokerCheck CRD 3496 ↗
Performance Trust Capital Partners BrokerCheck CRD 36155 ↗		EDGAR ↗
How this is counted

Counts come from Form D Items 12–15 on the filings in our index (latest filing per offering; one offering = one SEC file number; an amendment updates its offering rather than adding one). "To insiders" = gross proceeds used for payments to executive officers, directors or promoters. "—" = not reported on that filing. Amounts marked (est.) were reported as estimates. "Paid to sell it" = sales compensation recipients named on that filing (Item 12), each linked to FINRA BrokerCheck when a CRD number is reported.

Counted across every filing this person is listed on (latest filing per offering, per issuer).

Deals 1

Every issuer that named Ray Smith on a Form D, newest first. A Form D is the notice a company files after it starts selling a private investment.

RF
Commercial Banking

River Financial Corp

Prattville, AL · Mar 12, 2021
  • Mar 12, 2021 · D · $40,000,000 sold of $40,000,000 · 40 investors · min. $100,000 · role: Executive Officer, Director EDGAR ↗

Raised $40M from 304 investors (100% of the $40M target) as of the latest filing. Ray is listed as executive officer, director.

Latest filing on EDGAR ↗
Sources

Every row is a Form D or D/A on which the issuer listed this name as a related person. Amount sold and investors are the maximum reported on any filing for this issuer. "Similar" = offerings in the same industry claiming the same exemption, filed in the last 5 years: Commercial Banking / 506(b) (624 filings); ranges are the middle half (25th–75th percentile). Computed by PartnerFacts from SEC EDGAR Form D data as of Oct 23, 2026, 5:45 PM ET. Rows without a range: fewer than 30 comparable filings, or not a Rule 506 offering. No ranking or score.

Other pages with the same name (5)

Separate person records under the same name, not combined with this page. Each line says whether it shares an issuer with this record.

  • Ray A. Smith — CA, 1 issuer, Feb 13, 2009 → Jun 25, 2020 · no shared issuer
  • RAY P SMITH III — FL, 1 issuer, Mar 2, 2010 → May 19, 2010 · no shared issuer
  • Ray Smith — Australia (as filed: C3), 1 issuer, Dec 16, 2011 → Dec 16, 2011 · no shared issuer
  • Ray Smith — MI, 1 issuer, Sep 20, 2018 → Sep 20, 2018 · no shared issuer
  • Ray Smith — CA, 1 issuer, May 22, 2014 → Aug 24, 2015 · no shared issuer

People around Ray 9

Officers, directors, promoters and management entities named on the same filings, as of Oct 23, 2026, 5:45 PM ET.

KG
No photo found yet (own website and image search run after this page is viewed)
Person

Kenneth H. Givens

Executive Officer · 1 shared filing (1 issuer) · also on 1 other issuer

Listed on the same filings as Ray Smith. Their page shows their other deals.

VT
No photo found yet (own website and image search run after this page is viewed)
Person

Vernon B Taylor

Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

LP
No photo found yet (own website and image search run after this page is viewed)
Person

Larry Puckett

Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

JR
No photo found yet (own website and image search run after this page is viewed)
Person

Jim Ridling

Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

JS
No photo found yet (own website and image search run after this page is viewed)
Person

Jimmy Stubbs

Executive Officer, Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

MN
No photo found yet (own website and image search run after this page is viewed)
Person

Murray Neighbors

Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

CM
No photo found yet (own website and image search run after this page is viewed)
Person

Charles Moore, III

Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

CH
No photo found yet (own website and image search run after this page is viewed)
Person

Charles E. Herron

Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

BM
No photo found yet (own website and image search run after this page is viewed)
Person

Brian McLeod

Director · 1 shared filing (1 issuer)

Listed on the same filings as Ray Smith. Their page shows their other deals.

Registrations and other filings

Adviser registration (Form ADV)

None of the 1 issuer this person is listed on appears in Form ADV (searched 24,962 advisers as of Oct 2, 2026). A person is never an adviser firm; Form ADV is checked for the issuers and the management companies they are listed with.

Other offering types (Regulation A and Regulation Crowdfunding)

Searched SEC Regulation A Data Sets (Forms 1-A, 1-K, 1-Z; 2015 Q2 → 2026 Q3); SEC Crowdfunding Offerings Data Sets (Form C family; 2016 Q2 → 2026 Q3); EDGAR form index for 2026 Q3 → 2026 Q4 (51,358 records as of Oct 23, 2026, 8:41 PM ET) — nothing matched this name.

Property records none — individuals are not matched

Property records are matched to companies only, never to individuals, so none are matched to Ray Smith by design. Searched property records in Hillsborough County FL (Clerk recorded-document index Oct 14, 2026 to Oct 15, 2026 + FL DOR 2026 ownership roll), Miami-Dade County FL (FL DOR 2026 ownership roll), Harris County TX (HCAD 2026 ownership roll), Dallas County TX (DCAD 2026 ownership roll), New York City ACRIS documents and PLUTO ownership rows already retrieved for other issuers, Cook County IL sale and ownership rows already retrieved for other issuers (814,874 records as of Oct 23, 2026, 8:59 PM ET) for the 1 issuer this person is listed on — nothing matched.

Public profiles and social

Websites and social links of the issuers Ray Smith is listed on: none on file. No website or social profile named in River Financial Corp's SEC filings (Form C, Reg A, Form ADV; checked Oct 24, 2026). Web search for this name: #117,982 of 374,652 in line (14 issuers searched so far). One-tap searches: Look further ↓

Look further

One-tap searches on sites we do not index ourselves, with the name pre-filled (Prattville, AL). Each opens in a new tab; what you find there is not verified by PartnerFacts.

Social and web

LinkedIn people search ↗Instagram ↗X (Twitter) ↗Facebook ↗YouTube ↗Google ↗Google Images ↗Google News ↗Meta Ad Library ↗

Courts

CourtListener / RECAP (federal) ↗PACER case locator (federal, login) ↗Alabama state courts — find the court ↗

Securities regulators

SEC EDGAR full-text search ↗SEC action look-up ↗FINRA BrokerCheck ↗SEC IAPD adviser search ↗

Business registries

Alabama Secretary of State business search ↗OpenCorporates ↗

Change history

No corrections have been requested for this page.

Every fact links to its public-record source. Plain-English notes next to a fact are our reading of that fact, not a rating. Request a correction · Facts policy

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