PartnerFacts
Data last updated: Oct 23, 2026, 5:45 PM ETLatest filing: Oct 22, 2026Now: Oct 24, 2026, 10:35 AM ET

Sponsor Check › Person

JE
No photo found yet (own website and image search run after this page is viewed)

Jorge Espinel

Named as an officer, director or promoter on SEC Form D filings · NY · Jul 8, 2019 → Jul 9, 2019

1deal (issuers)
$17.5Breported sold
21investors
2Form D filings
2019year on file
Follow this personLook further ↓PDF

Data last updated Oct 23, 2026, 5:45 PM ET · Courts (RECAP) last checked: Oct 24, 2026, 2:45 AM ET · SEC enforcement last checked: covered by the index scan as of Oct 24, 2026, 2:50 AM ET

The short version

Jorge Espinel is listed as an executive officer on 2 SEC Form D filings by 1 issuer in Jul 2019: Lemonade, Inc. (New York, NY — insurance — 2019; $17.5B reported sold to 21 investors).

What this means One deal on file with the SEC, filed Jul 2019. A Form D is the notice a company files after it starts selling a private investment — it is a notice, not an approval.

Listed alongside Caryn Seidman-Becker (2 shared filings), Daniel A. Schreiber (2 shared filings), G. Thompson Hutton (2 shared filings), Haim Sadger (2 shared filings), John S. Peters (2 shared filings) and 7 others.

What this means These are the other officers, directors or promoters the companies named on the same forms — the team around Jorge. Each name links to their own page.

Public records searched: federal courts (CourtListener / RECAP), SEC enforcement releases, state securities regulators (AK, AL, AR, AZ, CA, CO, CT, DC, DE, FINRA, FL, GA, HI, ID, IL, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NASAA, NC, ND, NH, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WI, WV, WY) — 6 court cases matching the name, 5 bankruptcy cases matching the name listed in Key records below.

What this means 11 records came back, including 1 court case still open — open cases can take years and cost money. Each one is listed below with a link to the original document and a line saying why it matched. A name match is not proof it is the same person or company — read the why line and the document. Being sued or named in a release is an accusation, not a finding.

We compared 2 public filings for Jorge Espinel and found 6 differences, 2 worth asking the sponsor about: 4 court cases name Jorge Espinel; Amount sold went down between filings; and more below.

What this means These are differences between the sponsor's own SEC filings — both values, dates and sources are listed in Key records, section 4. Most have ordinary explanations; ask the sponsor.

What the community is saying

Community search for Jorge Espinel has not run yet — it is joining a line of 57,290 names; searches run around the clock at the hosts' allowed rate. Searched so far: 641 names.

Community comments are quoted as written by their authors. Sources searched: Bing (site:reddit.com / site:biggerpockets.com) and Reddit's own search, plus DuckDuckGo/Brave/BiggerPockets search when they are answering.

Key records

Five things investors ask first. Items still in human review are counted, not shown.

1. Lawsuits

6 cases: 1 open, 1 closed (disposition not in docket feed), 2 dismissed, 2 judgment

Garcia Espinel v. US Citizenship and Immigration Services open
District Court, N.D. Texas · No. 3:26-cv-03230 · Filed Sep 23, 2026
Role of Garcia Espinel: Plaintiff · Outcome: Open — no termination date on the docket (bulk snapshot 2026-09-30) Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); different first name (garcia); court in TX (not a filing state)
INTERMEX WIRE TRANSFER, LLC v. ESPINEL closed
District Court, D. New Jersey · No. 2:24-cv-06375 · Filed May 23, 2024 · Closed May 7, 2025
Role of ESPINEL: Defendant · Outcome: Terminated 2025-05-07 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); surname only in the caption; court in NJ (not a filing state)
Espinel v. Bank of America, N.A. dismissed
District Court, M.D. Florida · No. 8:17-cv-02628 · Filed Nov 3, 2017 · Closed Aug 8, 2018 · Nature of suit: 370 Other Fraud · Cause: 28:1332 Diversity-Fraud
Role of Espinel: Plaintiff · Outcome: Terminated 2018-08-08 — FJC Integrated Database disposition: Dismissed: lack of jurisdiction Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); surname only in the caption; court in FL (not a filing state)
Espinel v. Specialized Loan Servicing, LLC dismissed
District Court, S.D. Florida · No. 1:15-cv-21236 · Filed Mar 31, 2015 · Closed Dec 23, 2015 · Nature of suit: 890 Other statutory actions
Role of Espinel: Plaintiff · Outcome: Terminated 2015-12-23 — FJC Integrated Database disposition: Dismissed: other Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); surname only in the caption; court in FL (not a filing state)
CitiMortgage, Inc. v. Falcon-Espinel judgment
District Court, D. Puerto Rico · No. 3:11-cv-02105 · Filed Nov 14, 2011 · Closed Mar 31, 2017 · Nature of suit: 220 Foreclosure
Role of Falcon-Espinel: Defendant · Outcome: Terminated 2017-03-31 — FJC Integrated Database disposition: Judgment on default; judgment for plaintiff Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); different first name (falcon); court in PR (not a filing state)
Inter-American Corp. v. Espinel judgment
District Court, S.D. New York · No. 1:03-cv-01497 · Filed Mar 4, 2003 · Closed Mar 31, 2003 · Nature of suit: 890 Other statutory actions
Role of Espinel: Defendant · Outcome: Terminated 2003-03-31 — FJC Integrated Database disposition: Judgment on award of arbitrator; judgment for plaintiff Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); surname only in the caption; court in the person's filing state (NY)
What was searched

Sources searched: CourtListener bulk data (RECAP dockets as of 2026-09-30; recall-first rule 10-24) — federal district + bankruptcy courts State courts: not covered (one-tap state court links under Look further). PACER: not searched. · Last checked Oct 24, 2026, 2:45 AM ET.

Court records show docket facts only; we never restate allegations as facts. Outcome wording comes from the docket feed; where it does not state a disposition we say so.

State courts: not covered (one-tap state court links under Look further). No state offers a lawful automated statewide source PartnerFacts can use today. Texas (re:SearchTX) terms prohibit storing results in a database open to third parties; New York (WebCivil) and Massachusetts (MassCourts) require a browser check that blocks scripted queries; California has no statewide index (58 county portals; Rule of Court 2.503 grants name-based access case by case); Florida, Utah and Illinois offer paid or partial access whose terms for automated use are unverified. Washington (dw.courts.wa.gov; bulk index reports under a JISC data-dissemination agreement), Delaware (CourtConnect; Court of Chancery not included) and Arizona (apps.azcourts.gov/publicaccess, which has an official channel to request high-volume access) are the candidates; PartnerFacts will request written permission before any automated search. Federal courts are searched through CourtListener / RECAP.

2. Regulatory actions

None found in sources searched — SEC enforcement releases (index scan as of Oct 24, 2026, 2:50 AM ET) · state securities regulators: 48 regulators (FINRA, NASAA, 37 states) — crawled Oct 24, 2026, 8:48 AM ET

What was searched

SEC enforcement searched: SEC litigation releases and administrative proceedings — respondent names in the sec.gov index titles (30,205 releases, 1995-09-19 to 2026-10-23); release text is read only to confirm a candidate. Names that appear only in the body of a release are not found. — Searched SEC litigation releases and administrative proceedings (1995→ / 2007→) (30,205 records as of Oct 24, 2026, 2:50 AM ET) — nothing matched Jorge Espinel..

State securities regulators: Securities regulators searched (64,910 actions): FINRA (38,350 actions, 1995–2026), NASAA (31 actions, 2000–2026; listing starts 1997), AK Division of Banking and Securities (273 actions, 1971–2025), AL Securities Commission (880 actions, 2001–2026), AR Securities Department (1,305 actions, 1998–2026), AZ Corporation Commission Securities Division (411 actions, 2017–2026), CA DFPI (25 actions, 2007–2024; listing starts 2002 — 16 of 12,159 DFPI respondent pages read so far; sponsor-name matches are read first), CO Division of Securities (731 actions, 2001–2026; older years from the Internet Archive (snapshot of 2026-05-02)), CT Department of Banking Securities Division (940 actions, 2006–2026; older years from the Internet Archive (snapshot of 2026-04-22)), DC DISB Securities Bureau (25 actions, 2012–2026), DE DOJ Investor Protection Unit (257 actions, 1987–2026), FL Office of Financial Regulation (49 actions, 2018–2026), GA Secretary of State Securities Division (65 actions, 2015–2026; listing starts 2012), HI DCCA Securities Enforcement Branch (26 actions, 2012–2026), ID Department of Finance Securities Bureau (663 actions, 1994–2026), IL Secretary of State Securities Department (4,122 actions, 2003–2023), KS Insurance Department Securities Division (58 actions), KY Department of Financial Institutions (342 actions, 2005–2026), LA Office of Financial Institutions Securities Division (13 actions, 2010–2025; listing starts 2008), MA Secretary of the Commonwealth Securities Division (125 actions, 2012–2025; live site blocks automated access — loaded from the Internet Archive snapshot of 2026-02-04), MD Attorney General Securities Division (1,054 actions, 2004–2026), ME Office of Securities (539 actions, 2000–2026), MI LARA Corporations, Securities & Commercial Licensing Bureau (201 actions), MO Secretary of State Securities Division (919 actions, 1998–2026), MS Secretary of State Securities Division (209 actions, 1995–2026), MT Commissioner of Securities and Insurance (597 actions, 2000–2026), NC Secretary of State Securities Division (265 actions, 2004–2024), ND Securities Department (711 actions, 1990–2026; the regulator no longer publishes this list live — loaded from the Internet Archive snapshot of 2026-01-06), NH Bureau of Securities Regulation (402 actions, 2002–2026), NM Regulation and Licensing Department Securities Division (90 actions, 2010–2025), NV Secretary of State Securities Division (118 actions, 2018–2026), NY Attorney General Investor Protection Bureau (44 actions, 2012–2026), OH Division of Securities (327 actions, 1993–2006), OK Department of Securities (2,531 actions, 1998–2026), OR Division of Financial Regulation (589 actions, 1988–2026), PA Department of Banking and Securities (1,448 actions, 2008–2024; the regulator no longer publishes this list live — loaded from the Internet Archive snapshot of 2024-08-09), RI DBR Securities Division (98 actions, 2005–2025), SC Attorney General Securities Division (540 actions, 2006–2026), SD Division of Insurance – Securities Regulation (106 actions, 2017–2026), TN Department of Commerce and Insurance Securities Division (405 actions, 1992–2026), TX State Securities Board (936 actions, 1999–2026), UT Division of Securities (772 actions, 2000–2026; older years from the Internet Archive (snapshot of 2010-05-27)), VT DFR Securities Division (137 actions, 2010–2026), WA DFI (2,039 actions, 2001–2026), WI DFI Division of Securities (1,072 actions, 1998–2026), WV Securities Commission (State Auditor) (64 actions), WY Secretary of State Compliance Division (6 actions, 2016–2024) — last crawled Oct 24, 2026, 8:48 AM ET. No machine-readable public listing today for IA, IN, MN, NE, NJ, VA (see docs/state-regulators.md).

3. Bankruptcies

5 cases: 5 closed (disposition not in docket feed)

Jorge Washington Espinel and Luzmila Espinel closed
United States Bankruptcy Court, D. New Jersey · No. 17-20169 · Filed May 17, 2017 · Closed Aug 22, 2017
Role of Jorge Washington Espinel and Luzmila Espinel: Debtor · Outcome: Case closed 2017-08-22 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); different first name (washington); court in NJ (not a filing state)
Jorge Espinel closed
United States Bankruptcy Court, S.D. Florida. · No. 12-36775 · Filed Nov 6, 2012 · Closed Dec 20, 2012
Role of Jorge Espinel: Debtor · Outcome: Case closed 2012-12-20 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); first name matches; 3 people with this name in Form D filings; court in FL (not a filing state)
Jorge Espinel and Lucmila Espinel closed
United States Bankruptcy Court, D. New Jersey · No. 98-40836 · Filed Aug 21, 1998 · Closed Dec 14, 1998
Role of Jorge Espinel and Lucmila Espinel: Debtor · Outcome: Case closed 1998-12-14 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); first name matches; 3 people with this name in Form D filings; court in NJ (not a filing state)
LUIS ESPINEL FLORES and SARAI COLON PAGAN closed
United States Bankruptcy Court, D. Puerto Rico · No. 97-12811 · Filed Oct 31, 1997 · Closed Apr 15, 1998
Role of LUIS ESPINEL FLORES and SARAI COLON PAGAN: Debtor · Outcome: Case closed 1998-04-15 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); different first name (luis); court in PR (not a filing state)
JORGE L. RIVERA ESPINEL and MADELINE CRESPO MACEIRA closed
United States Bankruptcy Court, D. Puerto Rico · No. 91-03708 · Filed May 28, 1991 · Closed Oct 27, 1992
Role of JORGE L. RIVERA ESPINEL and MADELINE CRESPO MACEIRA: Debtor · Outcome: Case closed 1992-10-27 (disposition not included in the bulk docket feed — see docket) Docket on CourtListener ↗
same rare surname (4 people in Form D filings, 14 federal dockets); different first name (rivera); court in PR (not a filing state)
What was searched

Sources searched: Federal bankruptcy courts via CourtListener / RECAP archive (federal district courts, federal bankruptcy courts). State courts: not covered (one-tap state court links under Look further). PACER: not searched (RECAP only). · Last checked Oct 24, 2026, 2:45 AM ET.

Court records show docket facts only; we never restate allegations as facts. Outcome wording comes from the docket feed; where it does not state a disposition we say so.

State courts: not covered (one-tap state court links under Look further). No state offers a lawful automated statewide source PartnerFacts can use today. Texas (re:SearchTX) terms prohibit storing results in a database open to third parties; New York (WebCivil) and Massachusetts (MassCourts) require a browser check that blocks scripted queries; California has no statewide index (58 county portals; Rule of Court 2.503 grants name-based access case by case); Florida, Utah and Illinois offer paid or partial access whose terms for automated use are unverified. Washington (dw.courts.wa.gov; bulk index reports under a JISC data-dissemination agreement), Delaware (CourtConnect; Court of Chancery not included) and Arizona (apps.azcourts.gov/publicaccess, which has an official channel to request high-volume access) are the candidates; PartnerFacts will request written permission before any automated search. Federal courts are searched through CourtListener / RECAP.

4. Differences between public sources

Comparisons cover issuers and sponsor groups — see the issuer pages under Deals

6 differences found between the filings for Jorge Espinel — 2 worth asking about (compared 2 filings on Oct 24, 2026)

Worth asking · Mar 4, 2003 – May 23, 2024

4 court cases name Jorge Espinel — 2 as defendant

By role: defendant in 2, plaintiff in 2. Newest: "INTERMEX WIRE TRANSFER, LLC v. ESPINEL" (District Court, D. New Jersey, May 23, 2024); "Espinel v. Bank of America, N.A." (District Court, M.D. Florida, Nov 3, 2017); "Espinel v. Specialized Loan Servicing, LLC" (District Court, S.D. Florida, Mar 31, 2015). Some of these are name matches with a match estimate below 95% — check each docket.

What this means Several court cases name this subject. Some are routine business suits. Ask what each was about and how it ended.

Docket · INTERMEX WIRE TRANSFER, LLC v. ESPINEL ↗Docket · Espinel v. Bank of America, N.A. ↗Docket · Espinel v. Specialized Loan Servicing, LLC ↗Docket · Inter-American Corp. v. Espinel ↗
Sources
Worth asking · Jul 8, 2019 – Jul 9, 2019

Amount sold went down between filings — Lemonade, Inc.

The Jul 8, 2019 filing says $17,500,010,161 sold; the Jul 9, 2019 Form D/A says $175,000,102 sold — $17,325,010,059 less.

What this means Amounts sold normally only go up as a raise continues. A drop can mean investors were refunded, a figure was corrected, or an earlier number was wrong. Ask the sponsor which it was.

Form D (earlier) · Jul 8, 2019 ↗Form D/A (later) · Jul 9, 2019 ↗Lemonade, Inc. — PartnerFacts page ↗
Sources
Note · Jun 24, 2019 – Jul 9, 2019

No amendment in the last 12 months on an offering that may still be open — Lemonade, Inc. (latest filing Jul 9, 2019)

The latest filing for this offering is dated Jul 9, 2019 (first sale Jun 24, 2019). It reports $175,000,102 sold of $300,000,066 offered. No later amendment is in our index as of Oct 24, 2026.

What this means SEC rules expect a yearly amendment while an offering is still going. The raise may simply have ended — a Form D does not say when it closed. Ask the sponsor whether the offering closed, when, and at what amount.

Form D/A · Jul 9, 2019 ↗Lemonade, Inc. — PartnerFacts page ↗
Sources
Note · Jul 8, 2019 – Jul 9, 2019

Offering amount lowered between filings — Lemonade, Inc.

The Jul 8, 2019 filing says $30,000,006,569 offered; the Jul 9, 2019 Form D/A says $300,000,066.

What this means The target raise got smaller. That can mean the plan shrank or the sponsor stopped early. Ask what changed in the deal.

Form D (earlier) · Jul 8, 2019 ↗Form D/A (later) · Jul 9, 2019 ↗Lemonade, Inc. — PartnerFacts page ↗
Sources
Note · Mar 13, 2013 – May 14, 2013

Same name, different state: "Jorge Espinel" (CO) is a separate record

This page covers filings where the address state is NY. A separate record, "Jorge Espinel" with address state CO, is listed on 2 filings — most recently by Photobucket Corp (May 14, 2013). The two records do not overlap in time: this page runs Jul 8, 2019 to Jul 9, 2019; the other runs Mar 13, 2013 to May 14, 2013.

What this means Could be the same person who moved, or two people with the same name. We keep them apart until a filing ties them together. Check both pages before you decide.

Jorge Espinel (CO) — PartnerFacts page ↗Form D/A · May 14, 2013 ↗Photobucket Corp — PartnerFacts page ↗Jorge Espinel (NY) — this page ↗
Sources
Note · Feb 11, 2011 – Feb 13, 2013

Same name, different state: "Jorge Espinel" (PA) is a separate record

This page covers filings where the address state is NY. A separate record, "Jorge Espinel" with address state PA, is listed on 3 filings — most recently by Ezuza, Inc. (Feb 13, 2013). The two records do not overlap in time: this page runs Jul 8, 2019 to Jul 9, 2019; the other runs Feb 11, 2011 to Feb 13, 2013.

What this means Could be the same person who moved, or two people with the same name. We keep them apart until a filing ties them together. Check both pages before you decide.

Jorge Espinel (PA) — PartnerFacts page ↗Form D · Feb 13, 2013 ↗Ezuza, Inc. — PartnerFacts page ↗Jorge Espinel (NY) — this page ↗
Sources
What is compared

What is compared: every Form D and D/A we hold for this subject, side by side — filing dates vs. first-sale dates (the 15-day rule), amendment timing on open offerings (the yearly-amendment expectation), amounts sold, investor counts, offering amounts and minimums across amendments, industry and size bands, addresses, how each person's name and role is written, paid sellers' CRD numbers, and (for groups) where the member companies were formed and sit. Everything is as filed by the issuer; the SEC does not check it. Differences are common and usually have ordinary explanations — we show both values, the dates, and the source so you can ask. As of Oct 24, 2026.

5. Money to insiders

None reported on 1 offering — no sales commissions, finder's fees or proceeds to insiders

Per-offering detail
Offering (latest filing)Sales commissionsFinder's feesTo insidersPaid to sell itSource
Jul 9, 2019 D/A
Lemonade, Inc.
File 021-343674
$0$0$0None listed on this filingEDGAR ↗

Counts come from Form D Items 12–15 on the filings in our index (latest filing per offering; one offering = one SEC file number; an amendment updates its offering rather than adding one). "To insiders" = gross proceeds used for payments to executive officers, directors or promoters. "—" = not reported on that filing. Amounts marked (est.) were reported as estimates. "Paid to sell it" = sales compensation recipients named on that filing (Item 12), each linked to FINRA BrokerCheck when a CRD number is reported.

Counted across every filing this person is listed on (latest filing per offering, per issuer).

Deals 1

Every issuer that named Jorge Espinel on a Form D, newest first. A Form D is the notice a company files after it starts selling a private investment.

L
Insurance

Lemonade, Inc.

New York, NY · Jul 8, 2019 → Jul 9, 2019 · 2 filings
  • Jul 9, 2019 · D/A · $175,000,102 sold of $300,000,066 · 21 investors · min. No minimum reported · role: Executive Officer (Chief Business Development Officer) EDGAR ↗
  • Jul 8, 2019 · D · $17,500,010,161 sold of $30,000,006,569 · 21 investors · min. No minimum reported · role: Executive Officer (Chief Business Development Officer) EDGAR ↗

Raised $17.5B from 21 investors (100% of the $300M target) as of the latest filing. Jorge is listed as executive officer on 2 filings for this deal.

Latest filing on EDGAR ↗
Sources

Every row is a Form D or D/A on which the issuer listed this name as a related person. Amount sold and investors are the maximum reported on any filing for this issuer. "Similar" = offerings in the same industry claiming the same exemption, filed in the last 5 years: Insurance / 506(b) (687 filings); ranges are the middle half (25th–75th percentile). Computed by PartnerFacts from SEC EDGAR Form D data as of Oct 23, 2026, 5:45 PM ET. Rows without a range: fewer than 30 comparable filings, or not a Rule 506 offering. No ranking or score.

Other pages with the same name (2)

Separate person records under the same name, not combined with this page. Each line says whether it shares an issuer with this record.

  • Jorge Espinel — PA, 1 issuer, Feb 11, 2011 → Feb 13, 2013 · no shared issuer
  • Jorge Espinel — CO, 1 issuer, Mar 13, 2013 → May 14, 2013 · no shared issuer

People around Jorge 12

Officers, directors, promoters and management entities named on the same filings, as of Oct 23, 2026, 5:45 PM ET.

ME
No photo found yet (own website and image search run after this page is viewed)
Person

Michael Eisenberg

Director · 2 shared filings (1 issuer) · also on 2 other issuers

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

DS
No photo found yet (own website and image search run after this page is viewed)
Person

Daniel A. Schreiber

Executive Officer, Director · 2 shared filings (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

GH
No photo found yet (own website and image search run after this page is viewed)
Person

G. Thompson Hutton

Director · 2 shared filings (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

JP
No photo found yet (own website and image search run after this page is viewed)
Person

John S. Peters

Executive Officer · 2 shared filings (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

HS
No photo found yet (own website and image search run after this page is viewed)
Person

Haim Sadger

Director · 2 shared filings (1 issuer) · also on 2 other issuers

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

TB
No photo found yet (own website and image search run after this page is viewed)
Person

Timothy E. Bixby

Executive Officer · 2 shared filings (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

CB
No photo found yet (own website and image search run after this page is viewed)
Person

Caryn Seidman-Becker

Director · 2 shared filings (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

MN
No photo found yet (own website and image search run after this page is viewed)
Person

Mwashuma Nyatta

Director · 2 shared filings (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

SW
No photo found yet (own website and image search run after this page is viewed)
Person

Shai Wininger

Executive Officer, Director · 1 shared filing (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

SW
No photo found yet (own website and image search run after this page is viewed)
Person

Shai Winnger

Executive Officer, Director · 1 shared filing (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

JC
No photo found yet (own website and image search run after this page is viewed)
Person

Joel Culter

Director · 1 shared filing (1 issuer)

Listed on the same filings as Jorge Espinel. Their page shows their other deals.

JC
No photo found yet (own website and image search run after this page is viewed)
Person

Joel Cutler

Director · 1 shared filing (1 issuer) · also on 17 other issuers

Joel Cutler is on 18 issuers in total — a repeat sponsor. Their page lists every one.

The team behind the deals

Same business address

1 other issuer file from the same address

A shared address can mean the same team, a shared office building or a registered agent. It is a lead, not a conclusion.

Registrations and other filings

Business registration (state registry / Secretary of State)

Individuals are not matched to business registrations — registries list companies, and a name alone is not enough to tie a person to one. Officers and managers appear by name inside each matched company's record on the issuer pages. Registries searched: AL (Alabama Secretary of State — Business Entity Records (arc-sos.state.al.us), searched by issuer name, data as of Oct 24, 2026); CO (Colorado Secretary of State — Business Entities in Colorado (data.colorado.gov), data as of Oct 23, 2026); CT (Connecticut Secretary of the State — Business Registry (data.ct.gov), data as of Oct 24, 2026); FL (Florida Department of State, Division of Corporations — quarterly corporate data file (Sunbiz), data as of Oct 7, 2026); KY (Kentucky Secretary of State — Business Entity Search (sosbes.sos.ky.gov), searched by issuer name, data as of Oct 24, 2026); NY (New York Department of State — Corporations and Other Entities (data.ny.gov: All Filings + Active Corporations), data as of Oct 20, 2026); OR (Oregon Secretary of State — Active Businesses, All (data.oregon.gov), data as of Oct 20, 2026); PA (Pennsylvania Department of State — Registered Businesses, Current (data.pa.gov), data as of Oct 6, 2026); TX (Texas Comptroller — Active Franchise Taxpayers incl. Secretary of State file data (data.texas.gov), data as of Oct 24, 2026). Registries of other states have not been searched: many publish no bulk file and require a CAPTCHA or bot challenge on their search page, which we do not bypass (Delaware, for example, offers no public bulk file).

Adviser registration (Form ADV)

None of the 1 issuer this person is listed on appears in Form ADV (searched 24,962 advisers as of Oct 2, 2026). A person is never an adviser firm; Form ADV is checked for the issuers and the management companies they are listed with.

Other offering types (Regulation A and Regulation Crowdfunding)

Searched SEC Regulation A Data Sets (Forms 1-A, 1-K, 1-Z; 2015 Q2 → 2026 Q3); SEC Crowdfunding Offerings Data Sets (Form C family; 2016 Q2 → 2026 Q3); EDGAR form index for 2026 Q3 → 2026 Q4 (51,358 records as of Oct 23, 2026, 8:41 PM ET) — nothing matched this name.

Property records none — individuals are not matched

Property records are matched to companies only, never to individuals, so none are matched to Jorge Espinel by design. Searched property records in Hillsborough County FL (Clerk recorded-document index Oct 14, 2026 to Oct 15, 2026 + FL DOR 2026 ownership roll), Miami-Dade County FL (FL DOR 2026 ownership roll), Harris County TX (HCAD 2026 ownership roll), Dallas County TX (DCAD 2026 ownership roll), New York City ACRIS documents and PLUTO ownership rows already retrieved for other issuers, Cook County IL sale and ownership rows already retrieved for other issuers (814,874 records as of Oct 23, 2026, 8:59 PM ET) for the 1 issuer this person is listed on — nothing matched.

Public profiles and social

Websites and social links of the issuers Jorge Espinel is listed on: none on file. No website or social profile named in Lemonade, Inc.'s SEC filings (Form C, Reg A, Form ADV; checked Oct 24, 2026). Web search for this name: #231,975 of 374,652 in line (1,386 issuers searched so far). One-tap searches: Look further ↓

Look further

One-tap searches on sites we do not index ourselves, with the name pre-filled (New York, NY). Each opens in a new tab; what you find there is not verified by PartnerFacts.

Social and web

LinkedIn people search ↗Instagram ↗X (Twitter) ↗Facebook ↗YouTube ↗Google ↗Google Images ↗Google News ↗Meta Ad Library ↗

Courts

CourtListener / RECAP (federal) ↗PACER case locator (federal, login) ↗New York WebCivil Supreme ↗

Securities regulators

SEC EDGAR full-text search ↗SEC action look-up ↗FINRA BrokerCheck ↗SEC IAPD adviser search ↗

Business registries

New York Secretary of State business search ↗OpenCorporates ↗

Change history

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